Please note that I am not a banker, nor am I an economist. Therefore I would be glad if you could correct me in case you find a mistake. I humbly thank you in advance.

From time to time I need to transfer money to one of the Polish archives for my orders.
Each bank has an international identifier and so has each bank account. The standards which my bank (and I assume most other banks in Belgium do, is BIC (Bank Identifier Code and also known as SWIFT) and IBAN (International Bank Account Number) (there are no huge charges here in Belgium unlike in the US where wiring internationally seems to be quite expensive).

So before I can transfer money to any Polish bank account, I’ll need to convert the given account of the beneficiary to the IBAN and BIC formats.
There is a search engine which claims to be able to find Bank Codes and BIC’s, the problem is that it is not working (yet) for Polish banks. See for yourself at www.ibancalculator.com/blz.html.

So let’s try this another way:
In the Polish banking sector, the IBAN number is composed of 28 alphanumeric characters and is constructed by inserting the country code PL before the NRB number (Polish abbreviation for Bank Account Number), as a result of which the following format is generated:
PL00111111112222222222222222
To be more specific:
PL– country code for the country in which the account is serviced
00 – control digits
11111111 – 8-digit bank branch number)
2222222222222222 – 16-digit account number

Let’s take for example the (more…)